Questions I get asked frequently (FAQs)

Money coaching benefits extend far beyond just having more money in your bank account. It leads to more satisfaction, peace of mind, confidence in your money decisions and last but not the least more money in your bank account. Research and studies tell us that, it is a lot harder, to maintain your millionaire status, than to become a millionaire. Money Mindset is one of the top factors that help you first gain and then maintain the millionaire status you have always wanted. However, as you gain clarity and confidence in your relationship with money and your money decisions keep getting wiser you are able to see immediate monetary benefits. Some examples are savings on a credit card debt interest, getting rid of recurring expenses that aren’t serving your values, greater control over impulse spends, etc.

No, you will not need to share your financial details with me for the coaching to work. The tools and activities I use throughout the coaching engagement do not require sharing any of your financial details with me. Money coaching is about exploring and improving your relationship with money through your habits, behaviours, attitudes and subconscious beliefs. However, you can choose to go through your budget or credit card expenses with me, only if you feel you need some specialised inputs from me on identifying specific spending patterns.

No, I do not sell any financial products. I do not provide advice on investing your money into a specific product. However, I can (& will) help you understand the risk – return – liquidity aspects by product type I can also help you understand which type of products will be most suitable to you based on your money personality.

No, I am not going to tell you to spend on anything. The process of Money Coaching is based on self-awareness and choosing the way you want to take to move forward. I will help you understand how your different money habits & behaviours are affecting your finances and in turn your life. After that you will make a choice on how you want to move forward. I will help you in identifying the roadblocks you could face in your financial life & provide different strategies to deal with different them

I can understand what you are going through. It can be really tough in such circumstances to decide what to pay for and what to let go. However, not receiving Money Coaching in your situation can be very-very costly. There are high chances you remaining perpetually stuck in this situation where you are living paychek-to-paycheck, struggling with consumer debt & never having any money to invest for future. Usually during the very first session of coaching, my clients are able to identify monthly expenses that they can cut down as underlying services for these recurring expenses aren’t really serving them. This helps them save much more than they spend on my coaching fees. I would encourage you to spare some time and take my Money Personality assessment, where you will get couple of quick tips on saving money based on your personality type

Good to know you are keen to learn and improve your situation. However, what you won’t get from blogs, videos, Facebook or Google is – – Tools that bring out your deepest motivations and concerns – Activities specially tailored to provide you information about the strategies that are most suitable to your personality – Expert unbiased perspective on your unique life story and money situation I would encourage you to still go ahead and read some blogs, watch videos, & even check out Money Mindset section of the blog I write.

Most of the resources to gain financial prosperity are too generic and suffer from following flaws • Your unhelpful emotions around your money matters like guilt, shame, fear, etc., are left unaddressed • Finding instant band-aid solutions to deep rooted subconscious level problems leading to easy return to old patterns • Defining one set way to become a millionaire which is impossible to implement in various life scenarios • Online reading or books or group workshops can not help you see your blind spots that a coach can • As you don’t know your own strengths, you try to hussle and fail miserably

I don’t like short cuts and instant solutions and hence my methods provide long lasting systems that will support you all your life. My coaching programs are based no three pillars of Clarity, Choice & Customization • Clarity – Finding and addressing the root cause behind your habits/ behaviours working against you • Choice – Helping you discover various paths you can take to reach your dreams and finally choosing the one with best chances of success • Customization – Working with you to develop a system that works all your life propelling you towards your dream life